Commercial Insurance

Commercial Insurance

Your company is more than a business; it is a dream come true. It is important to protect that dream against common threats and problems that may arise. Shondeck Financial Services & Insurance will help you decide what your coverage needs are, answer your questions and address your concerns. You will be able to quickly compare your options and have the assistance of our local agent Scott Shondeck.

Commercial Auto Insurance

In the state of Colorado, you are expected to purchase liability protection for every vehicle the business owns. A business must meet or exceed state standards and you can purchase more than the minimum if you feel that the minimum is not appropriate for your concerns.

Liability for your Business

The uncertainties of day to day small business management means that general liability insurance is something you cannot do without. Accidents happen no matter how much you plan. You should make sure you have liability coverage for those situations.

Property Coverage

Commercial property insurance protects your business against damage to buildings and their contents from peril. Think of it as homeowner’s insurance for your business. You should always make sure that your company is properly protected against common threats and problems, such as fires or floods, so that you can avoid high cost financial losses.

BOP

Business Owner Policies are an affordable way to provide coverage for liability risks as well as damages to company property. Our agent, Scott Shondeck, will review your needs and find a business owner policy to protect your business.

Workers' Compensation

Colorado law requires employers to purchase workers’ compensation insurance if there are one or more employees in their company. Shondeck Financial Services & Insurance offers this coverage from various companies.

Umbrella Insurance

Umbrella insurance provides excess liability coverage to go above and beyond your underlying limits should they be exhausted in a claim.

Professional Liability and EPLI Coverage

Professional liability insurance is a policy that helps cover a mistake made by your business or a wrongful act attributable to your company. This insurance protects professionals against negligence and other claims initiated by their clients.

Employment Practices Liability Insurance (EPLI) is a type of liability insurance covering wrongful acts arising from the employment process. The most frequent types of claims covered under such policies include wrongful termination, discrimination, sexual harassment, and retaliation.